All students must sign up for My Payment Plan on the same day of registration in order to complete registration. Be sure to follow these steps when you are ready to register:


My Payment Plan

Paying for the rising costs of a college education is a concern for nearly every student and family. Having a solid plan for covering the cost of college is an important step toward graduation. Ozarks Technical Community College is pleased to collaborate with Nelnet Campus Commerce to make the process easier for you. This is not a loan program. You have no debt, there are no interest or finance charges assessed and there is no credit check for your payment plan.

My Payment Plan is an easy, automatic payment plan provided to students through Nelnet Campus Commerce. My Payment Plan offers three convenient monthly payments for the fall and spring semesters and two monthly payments for the summer semester. For fall, the payments will be scheduled to attempt automatically September 5th, October 5th and November 5th. For spring, the payments will be scheduled to attempt automatically February 5th, March 5th and April 5th. For summer, the payments will be scheduled to attempt automatically July 5th and August 5th. My Payment Plan is accessed online via your myOTC. Be sure to immediately sign up for My Payment Plan on the same day that you register in order to complete your registration.


Summer and Fall 2021 My Payment Plan available beginning April 20, 2021.


Sign up for My Payment Plan the SAME day you register in order to complete your registration!

Questions about My Payment Plan? Please review our FAQs or email



Quick My Payment Plan Facts

  • You must sign up for My Payment Plan the SAME day you register.
  • My Payment Plan must be done every semester and each plan is good for one semester only.
  • Payments are scheduled and automatically attempted.
  • Fall scheduled payments: September 5th, October 5th, November 5th
  • Spring scheduled payments: February 5th, March 5th, April 5th
  • Summer scheduled payments: July 5th, August 5th
  • Payment methods allowed:
    • Automatic Bank Payment (ACH)
    • Credit/Debit Card (Visa, MasterCard and Discover)
  • There is no fee to enroll in My Payment Plan. There are no interest charges.
  • Nelnet will assess a $30 returned payment fee if a payment is returned.
  • OTC will assess a $10.00 non-refundable missed payment fee if an automatic payment is unsuccessful.
  • Agreements that are terminated prior to the scheduled end of the payment plan are considered defaulted and may incur a $30.00 payment plan default fee.
  • Students can establish an authorized party within My Payment Plan if they wish to allow someone else to access their information.


Below, you will find some additional important information about My Payment Plan.

Monthly payments are automatically deducted on the fifth of each month from the bank account or credit/debit card you provided when setting up My Payment Plan. Payments will continue per the payment plan agreement until the balance is paid in full or shows covered due to anticipated aid. Please note: Check, Debit, and ATM Cards may be returned unpaid due to daily limits and restrictions imposed by your bank. If this happens, OTC is not responsible for any fees incurred.

Automatic Bank Payment (ACH) payments are payments you have authorized to be processed directly with your bank. These payments are simply bank-to-bank transfers of funds that you have pre-approved.

If your payment on the fifth is not successful (missed/returned payment), you will incur a $10.00 missed payment fee assessed by OTC. Nelnet will assess a $30.00 returned payment fee. You may also incur additional fees assessed by your financial institution. Missed payments will not be re-attempted. Your balance owed to the college minus any anticipated aid will be divided among remaining payments. Defaulting on a payment agreement will result in the college assessing a $30 non-refundable NSF Payment Plan default fee.

All students, including students receiving any type of financial aid or assistance must Sign up for My Payment Plan on the SAME day they register. When you sign up for My Payment Plan, you agree to have payments automatically deducted from the checking/savings account or credit/debit card you provide.

If you have a balance on the scheduled monthly payment attempt date, a payment will be taken from your account automatically. Information entered during your payment plan enrollment must be accurate. One wrong number in the checking account or credit card information may result in an invalid agreement. OTC is not responsible for accuracy mistakes.

The responsible party is the person whose bank account or credit/debit card information is being used on your agreement. You are allowed to use someone else’s bank account information or card information if they are willing to be the responsible party. Make sure you have their permission. If you have a balance due on the scheduled payment date, the payment will be automatically deducted from the account of the responsible party. Once you submit an agreement,  the responsible party cannot be changed.

All steps must be completed in the enrollment process. Carefully read the terms and conditions before submitting the agreement. The system will notify you when you have successfully completed the enrollment and ask you to print a copy of the agreement for your records. You will also receive a confirmation email.  Payments are taken on the scheduled payment dates. Payment dates cannot be changed and automatic withdrawals cannot be stopped by OTC.

You must sign up for My Payment Plan on the same day that you register in order to complete your registration.

All students accept responsibility for payment of all tuition and fees at the time of registration. Any outstanding student account balance remaining unpaid following the final My Payment Plan payment of the semester will be assessed up to a 35% collection charge and reported to appropriate collection agencies and the Missouri Department of Revenue.

Any student who has an outstanding balance due to the college will not be able to register/maintain enrollment in future courses.